No provisional rate, payment or total is displayed.
Loan and credit conditions
Loan Disclosures
Review these conditions before using CreditGo or accepting any loan offer. Final terms are shown before acceptance.
The repayment period is always more than 60 days.
Review every cost before accepting an offer.
Loan conditions
- iOS product ceiling: CreditGo must not display or route an offer with an equivalent APR above 36%, including costs and fees. This internal ceiling is not a representative example or a statement of the maximum permitted by local law.
- Minimum repayment period: more than 60 days, with a minimum of 61 days.
- Maximum repayment period: the maximum repayment period is shown to the user before accepting the loan, depending on the loan offer and applicable law.
- CreditGo does not currently display an estimated rate, payment or total because the available market figures have not been verified.
- Fees: the provider must disclose all interest, commissions, charges and total repayment before acceptance. CreditGo does not add a loan fee.
- Due date policy: the payment due date is clearly shown before the user accepts any loan offer and is also available in the user's account. No repayment is required before the agreed due date.
- Responsible lending statement: CreditGo does not encourage borrowing beyond the user's ability to repay.
Representative examples by market
A single euro example is not used for Spain, Poland and Romania. Currency, statutory terminology, typical offer data and advertising rules differ by market. CreditGo has therefore removed the former €500 example and disabled provisional simulator rates. Before any rate or cost is advertised, a current representative example must be verified and published separately for that market: TAE in Spain, RRSO in Poland and DAE in Romania, with the required amount, duration, payments, charges and total repayment.
- Spain: no CreditGo rate is currently advertised; a Spain-specific representative example is pending.
- Poland: no CreditGo rate is currently advertised; a PLN and RRSO representative example is pending.
- Romania: no CreditGo rate is currently advertised; a RON and DAE representative example is pending.
- United States and Canada: the receiving provider supplies its own applicable APR, fees, payment schedule and total before acceptance.