Loan disclosures

Country legal and loan requirements

Public summary for App Review and users: CreditGo's role, App Store limits, cost disclosures, and local requirements before accepting an offer.

Country and language

Global App Store rule for personal loans

  • The iOS version should only show offers with maximum equivalent APR no higher than 36%, including costs and fees.
  • No App Store-visible offer may require repayment in full in 60 days or less.
  • Before acceptance, the provider must show payment due dates, total amount, fees, late-payment consequences, requirements, and final decision.
  • CreditGo is not a lender, charges no upfront fees, does not guarantee approval, and does not set final terms.
Storefront
Canada
App Store localization
English (Canada)
Cost disclosures
APR, fees, total repayment, payment schedule and provincial availability

Local requirements

  • CreditGo must be presented as a comparison and referral service, not as a lender, broker of record, or guaranteed approval.
  • Any final lender-facing or consumer-facing offer must satisfy applicable federal and provincial lending, licensing, advertising, and cost-disclosure rules.
  • Canadian fallback cards must use curated CreditMarketing affiliate links rather than raw lender URLs or Excel-generated campaigns.
  • The Canada flow must preserve the selected English or French language where fallback lender cards are shown.

Provider controls for iOS

  • Maximum equivalent APR may not exceed 36% in the iOS version, including costs and fees.
  • No App Store-visible offer may require repayment in full in 60 days or less.
  • Final provider terms must include lender identity, eligibility checks, repayment schedule, late-payment consequences, and province-specific availability.
  • CreditGo charges no upfront fees and does not guarantee approval, credit score improvement, or specific loan terms.

Privacy and data

  • Provide access, correction, deletion, consent withdrawal, and complaint paths where Canadian privacy laws make them available.
  • Disclose data shared with lenders, affiliate networks, analytics, anti-fraud, and support vendors.
  • Do not present a privacy choices URL as a substitute for in-app account deletion if the iOS app creates accounts.

More compliance links