Loan disclosures

Country legal and loan requirements

Public summary for App Review and users: CreditGo's role, App Store limits, cost disclosures, and local requirements before accepting an offer.

Country and language

Global App Store rule for personal loans

The iOS version should only show offers with maximum equivalent APR no higher than 36%, including costs and fees.
No App Store-visible offer may require repayment in full in 60 days or less.
Before acceptance, the provider must show payment due dates, total amount, fees, late-payment consequences, requirements, and final decision.
CreditGo is not a lender, charges no upfront fees, does not guarantee approval, and does not set final terms.

Storefront: United States
App Store localization: English (US)
Cost disclosures: APR, finance charge, amount financed, total of payments and payment schedule

CreditGo must be presented as a comparison and referral service, not as a lender, credit repair organization, broker of record, or financial adviser.
Any lender-facing or consumer-facing final offer must satisfy applicable federal and state lending, licensing, usury, advertising, and broker rules.
Truth in Lending-style cost fields should be visible before acceptance: APR, finance charge, amount financed, total of payments, payment count, due dates, late fees, and prepayment terms.
State availability must be filtered if a provider is not authorized to serve a user location.

Maximum equivalent APR may not exceed 36% in the iOS version, including costs and fees.
No App Store-visible offer may require repayment in full in 60 days or less.
Final provider terms must include lender identity, eligibility checks, repayment schedule, late-payment consequences, and state-specific disclosures.
CreditGo charges no upfront fees and does not guarantee approval, credit score improvement, or specific loan terms.

Provide access, correction, deletion, opt-out and consent withdrawal paths where federal or state privacy laws make them available.
Disclose data shared with lenders, lead buyers, affiliates, analytics, anti-fraud, and support vendors.
Do not present a privacy choices URL as a substitute for in-app account deletion if the iOS app creates accounts.